Executive condo cooling measures explained: 10-year MOP, no DPS, and what changes for first-timers
From 8 May 2026, executive condominiums in Singapore are subject to three major rule changes: the minimum occupation period doubles from five to ten years, the Deferred Payment Scheme is removed in favour of the Progressive Payment Scheme, and 90% of new EC units are reserved for first-timer households for 24 months. These changes extend the effective holding period from launch to first eligible sale to around 13 to 14 years, require buyers to qualify for the full mortgage at the point of purchase, and significantly reduce second-timer access to new EC launches. Buyers should evaluate ECs against resale private condominiums and BTO flats based on their income, CPF position, and financing capacity under the TDSR framework.
Sarah Chen·8 May 2026
