This section covers the essentials of Singapore home loans, including current condo mortgage rates, fixed vs floating rate comparisons, HDB loan refinancing, how to choose the best home loan step by step, and answers to common questions on topics like CPF usage, TDSR, MSR, lock-in periods, and loan eligibility. Whether you are a first-time buyer or looking to refinance, these guides help you understand your options and make informed mortgage decisions. Cashew simplifies the process by comparing 500+ live packages across all major banks, with a Best Rate Guarantee and fully digital application.
Private rents +0.7%, HDB +0.4%: the landlord maths after tax, maintenance and mortgage
Rising private and HDB rents in 2Q2026 don't mean rental properties are self-financing, since gross yield ignores property tax, maintenance and mortgage instalments, which for most high-yield condos exceed rental income. The key is distinguishing a liquidity problem, where rent covers interest, maintenance and tax but not principal repayment, from a genuine pricing problem where rent falls short even before principal, since only the former can be fixed by adjusting loan rate, tenure or LTV.
Sarah Chen5 Aug 2026
