Mortgage Calculator
Estimate your monthly mortgage payments based on loan amount, interest rate, and loan term. This calculator helps you understand how much your monthly payments will be and how they break down between principal and interest over time.
Affordability Calculator
Determine how much property you can afford based on your income, savings, and financial obligations. This calculator takes into account MSR and TDSR limits applicable in Singapore to give you a realistic estimate of your buying power.
Eligibility Checker
The regulatory affordability gate for up to four borrowers. Enter income, rental, pledged and unpledged assets, and liabilities to see the qualifying income after MAS haircuts, the TDSR and MSR for a proposed loan, the income-weighted average age, and the maximum loan under both HDB/EC and private property rules.
Refinance Calculator
Find out if refinancing your existing home loan makes financial sense. This calculator compares your current loan with potential refinancing options to show you potential savings, break-even points, and the long-term financial impact.
Reverse Affordability Calculator
Starting with your dream property price, this calculator works backwards to determine the income and savings you need to afford it. Identify any shortfalls in cash, CPF, or income requirements to help you plan your path to homeownership.
Stamp Duty Calculator
Calculate every Singapore stamp duty in one place: Buyer's Stamp Duty and ABSD on a purchase, Seller's Stamp Duty when you sell, plus rental and mortgage stamp duty. See a full bracket-by-bracket breakdown with figures that update as you type.
Decoupling Calculator
See whether decoupling a jointly-owned property pays off. This calculator works out the cash proceeds to the outgoing owner, how the remaining owner finances the buy-out, and how much ABSD you could save on a new purchase versus buying without decoupling.
Sales Proceeds Calculator
Selling your property? Find out how much cash you actually walk away with. This calculator deducts your outstanding loan, each owner's CPF refund with accrued interest, agent commission including GST, and legal fees from the selling price, and warns you if the sale would leave a cash shortfall.
Sell One, Buy Two Calculator
Selling your current home to buy two properties, one in each name to sidestep ABSD? This calculator works out the cash freed up by the sale, then checks whether the two of you can afford two separate purchases and which of you should buy which property, with a full breakdown of loan, CPF, downpayment, and stamp duty for each.