About Us

Your Independent Mortgage Partner

Cashew is a proudly Singaporean, independent mortgage advisory firm. We're not owned by banks, property agencies, or developers - which means we work exclusively for you, not for commissions.

Our Story

Founded in 2025, Cashew was born from a simple observation: the mortgage process in Singapore was unnecessarily complex, opaque, and often biased toward lenders rather than borrowers.

Our founders, with over 25 years of combined experience in Singapore's FinTech and mortgage sectors, set out to create a different kind of mortgage advisory service - one that puts homebuyers first.

Today, we're building the tools and expertise to help Singaporeans and residents secure better home financing terms, with a focus on reducing interest payments and unnecessary fees.

Cashew office in Singapore

Our Values

These core principles guide everything we do at Cashew, from how we develop our tools to how we interact with our clients.

Independence

We maintain complete independence from banks and property developers. This allows us to provide unbiased advice that's truly in your best interest.

Transparency

We believe in complete transparency in all our dealings. No hidden fees, no jargon, and no fine print that works against you.

Client-First

Your financial wellbeing is our priority. We're committed to finding solutions that work for your unique situation, not what's easiest or most profitable for us.

The Cashew team

What Makes Us Different

100% Independent

We earn the same commission regardless of which bank you choose, allowing us to recommend the best mortgage option for your specific needs without any bias.

Singapore Specialists

We focus exclusively on the Singapore mortgage market, giving us deep expertise in local regulations, banks, and property types.

Technology-Driven

Our proprietary algorithms analyze your current loan (if any) and compare across all banks to provide the most suitable and competitive loan offer for your specific situation.

End-to-End Support

From initial consultation to loan approval and beyond, we're with you every step of the way.

Our Approach

We've reimagined the mortgage advisory process to make it simpler, more transparent, and centered around your needs.

1

Understand

We take the time to understand your financial situation, goals, and preferences before making any recommendations.

2

Analyze

Our team analyzes the entire market to identify the most suitable mortgage options for your specific needs.

3

Advise

We present clear, jargon-free recommendations with transparent comparisons of costs, benefits, and potential risks.

4

Support

We guide you through the application process and remain available for ongoing support throughout your loan term.

Ready to Work With Us?

Whether you're a first-time homebuyer or looking to refinance, our team is ready to help you navigate the mortgage process with confidence.