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Why Paying 2.6% on Your HDB Loan No Longer Makes Sense
Mortgage Basics & FAQs

Why Paying 2.6% on Your HDB Loan No Longer Makes Sense

With HDB concessionary loans fixed at 2.6% and banks now offering rates as low as 1.60%, many homeowners are paying more than they need to on their mortgages. By refinancing, a typical homeowner with a $500,000 loan could save around $6,000 in just two years — with most banks even subsidising legal and valuation fees for loans above $250,000. The process takes about 6–8 weeks and, while you can’t revert back to an HDB loan once you switch, refinancing is an attractive option for those looking to sell in the near future or pay down their mortgage faster. Cashew makes the process simple by comparing over 500 live packages across all major banks and guiding you to secure the best rate with confidence.

Sarah ChenSarah Chen
23 Sept 2025
Best Condo Mortgage Rates in Singapore (8 September 2025)
Mortgage Basics & FAQs

Best Condo Mortgage Rates in Singapore (8 September 2025)

Discover the best condo mortgage rates in Singapore as of 8 September 2025. Fixed and floating packages now start from just 1.56%, down sharply from past years. See today’s lowest rates, compare loan sizes, and learn how much you can save on your condominium loan.

Sarah ChenSarah Chen
8 Sept 2025
Why More Homeowners Are Choosing Cashew
Mortgage Basics & FAQs

Why More Homeowners Are Choosing Cashew

What if getting a home loan in Singapore didn’t mean phone calls, paperwork, and rate confusion? With Cashew, you can compare over 500 loans, apply online with Best Rate Guarantee, and even get cashback. It’s everything the mortgage experience should be — fast, transparent, and fully digital.

Sarah ChenSarah Chen
2 Sept 2025
The Biggest Fear of Every Home Buyer (And How to Eliminate It)
Mortgage Basics & FAQs

The Biggest Fear of Every Home Buyer (And How to Eliminate It)

Buying a home is exciting—until the mortgage anxiety sets in. With Cashew’s Best Rate Guarantee, you’ll never wonder if you got the best deal.

Sarah ChenSarah Chen
1 Sept 2025

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