Compare mortgagesacross all banks

Thomas Tong is a Singapore-based property agent and content creator with over 17 years of experience and 42,000 Instagram followers. Known for cutting through the noise with honest, educational content, Thomas helps Singaporeans make smarter property decisions. When it comes to financing a home, he knows how important it is to secure the lowest rate in the market - and the difference it makes to your monthly cashflow. That's why he's partnered with Cashew - a platform that brings transparency and simplicity to what has always been a complex and opaque process.

1.25%best rate

16 May 2026

Find Your Mortgage Explore Cashew

Why Thomas Tong Partners with Cashew

Our exclusive partnership brings you exceptional benefits and personalized mortgage solutions.

Digital-First Experience

Say goodbye to paperwork. Cashew lets you compare and apply for home loans entirely online—fast, simple, and hassle-free.

Smarter Process

From comparison to approval, Cashew makes the mortgage journey seamless—so you save time and money without jumping through hoops.

Expert Support

Whether you’re a first-time buyer or refinancing, Cashew’s mortgage advisors have your back—every step of the way.

"As a property agent, I always tell my clients that buying the right home is only half the decision — financing it correctly is the other half. Cashew's platform is completely transparent, with a seamless process. It's bridging a real gap in the mortgage industry."

Thomas Tong

Property Agent

Today's Home Loan Rates

Interest rates displayed are last updated as of 16 May 2026

1.45%

2 year fixed (p.a.)

1.50%

3 year fixed (p.a.)

1.25%

floating (p.a.)

Find home loan

Why Choose Cashew for Your Mortgage

Thomas Tong has partnered with Cashew to provide you with the best mortgage solutions in Singapore.

Singapore's Independent Mortgage Specialists

Independent Advice

We're not tied to any bank or financial institution, ensuring you get unbiased recommendations.

Singapore Specialists

Our deep understanding of Singapore's property market ensures you get locally relevant advice.

Personalized Service

We take time to understand your unique situation and goals to find the perfect mortgage solution.

Get Instant Answers with Our AI Assistant

Have questions about home loans? Our AI assistant is ready to help you navigate the mortgage process, compare options, and find the perfect loan for your needs.

24/7 Availability

Get answers anytime, day or night, without waiting.

Personalized Recommendations

Receive tailored mortgage options based on your unique situation.

Simplified Mortgage Process

Complex terms explained simply, making decisions easier.

Chat on WhatsApp

Cashew AI Assistant

Hi there! I'm Cashew's mortgage assistant. How can I help you today?

I'm looking to buy my first home. What mortgage options do I have?

Great! As a first-time homebuyer in Singapore, you have several options:

HDB loans (if eligible)
Bank loans with different interest rate packages
Special first-timer packages with lower fees

What's your budget and preferred location?

Find Your Perfect Mortgage

As a valued client of Thomas Tong, you'll receive personalized mortgage options tailored to your needs.

Looking for a New Home Loan?

Whether you're a first-time buyer or looking for your next property, we'll help you find the best mortgage rates.

New Loan

Looking to Refinance?

Save money by refinancing your existing mortgage with better rates and terms tailored to your current situation.

Refinance

By proceeding, you'll be connected to Cashew's mortgage services through your partnership with Thomas Tong.