Find your perfect home loan

Cashew × Josh Tan

Referred by

Josh Tan

Compare 500+ loan packages from all major Singapore banks.

Free, unbiased guidance from independent mortgage experts.

Find the best mortgage rate for your home

Takes about 60 seconds · No obligation

Why Josh Tan Partners with Cashew

An independent partnership built to get you the lowest rate, with real people behind it.

Tech-Enabled Experience

Enjoy a modern, digital-first approach to both property transactions and mortgage solutions.

Streamlined Process

Benefit from our integrated platform that handles both property and mortgage needs efficiently.

Expert Support

Get guidance from our team of property and mortgage specialists throughout your journey.

Today's Home Loan Rates

Interest rates displayed are last updated as of 19 Jun 2026

1.40%

2 year fixed (p.a.)

1.55%

3 year fixed (p.a.)

1.21%

floating (p.a.)

We partner with all major banks in Singapore.

Fixed, floating, and board-rate packages available.

“Cashew stands out for its transparency and data-driven approach. Homeowners get clear comparisons, personalised insights, and the confidence to secure the right home loan for their needs.”

Josh Tan

Founder

Why Choose Cashew for Your Mortgage

Josh Tan has partnered with Cashew to provide you with the best mortgage solutions in Singapore.

Singapore's Independent Mortgage Specialists

Independent Advice

We're not tied to any bank or financial institution, ensuring you get unbiased recommendations.

Singapore Specialists

Our deep understanding of Singapore's property market ensures you get locally relevant advice.

Personalized Service

We take time to understand your unique situation and goals to find the perfect mortgage solution.

Get Instant Answers with Our AI Assistant

Have questions about home loans? Our AI assistant is ready to help you navigate the mortgage process, compare options, and find the perfect loan for your needs.

24/7 Availability

Get answers anytime, day or night, without waiting.

Personalized Recommendations

Receive tailored mortgage options based on your unique situation.

Simplified Mortgage Process

Complex terms explained simply, making decisions easier.

Chat on WhatsApp

Cashew AI Assistant

Hi there! I'm Cashew's mortgage assistant. How can I help you today?

I'm looking to buy my first home. What mortgage options do I have?

Great! As a first-time homebuyer in Singapore, you have several options:

HDB loans (if eligible)
Bank loans with different interest rate packages
Special first-timer packages with lower fees

What's your budget and preferred location?

Frequently Asked Questions

No. Cashew is compensated by the banks. All banks pay us the same commission, which means we are 100% unbiased and have no preference as to which bank we refer you to.

No. We work with all local banks like DBS, UOB and OCBC, as well as international banks like HSBC, Maybank and Standard Chartered, among others. We also partner with licensed financial institutions such as Singapura Finance and Hong Leong Finance.

You'll see the latest available rates after submitting your contact details. Rates are updated daily. You can also create an account to access our Rate Explorer, which allows you to search and filter rates at any time.

Find Your Perfect Mortgage

As a valued client of Josh Tan, you'll receive personalized mortgage options tailored to your needs.

Looking for a New Home Loan?

Whether you're a first-time buyer or looking for your next property, we'll help you find the best mortgage rates.

Looking to Refinance?

Save money by refinancing your existing mortgage with better rates and terms tailored to your current situation.

By proceeding, you'll be connected to Cashew's mortgage services through your referral from Josh Tan.