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Demi Zhuang, Singapore's go-to personal finance creator known for her refreshingly honest take on savings, credit cards, and money transparency, is buying her first home - and she's using Cashew to find her best rate. After quitting corporate at 27 to build her own path as a self-employed creator, Demi knows firsthand that securing a mortgage looks different when you're self-employed. Cashew's platform lets her compare every major bank's mortgage packages in one place and helped her calculate how big of a loan she could take, cutting through the complexity that comes with self-employed applications.

1.25%best rate

9 May 2026

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Why Demi Zhuang Partners with Cashew

Our exclusive partnership brings you exceptional benefits and personalized mortgage solutions.

Digital-First Experience

Say goodbye to paperwork. Cashew lets you compare and apply for home loans entirely online—fast, simple, and hassle-free.

Smarter Process

From comparison to approval, Cashew makes the mortgage journey seamless—so you save time and money without jumping through hoops.

Expert Support

Whether you’re a first-time buyer or refinancing, Cashew’s mortgage advisors have your back—every step of the way.

"Buying a home is a nerve-wracking financial decision I've made - and the mortgage piece felt overwhelming at first. It's so helpful to have all the information and advice in one place."

Demi Zhuang

Finance YouTuber

Today's Home Loan Rates

Interest rates displayed are last updated as of 9 May 2026

1.45%

2 year fixed (p.a.)

1.50%

3 year fixed (p.a.)

1.25%

floating (p.a.)

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Why Choose Cashew for Your Mortgage

Demi Zhuang has partnered with Cashew to provide you with the best mortgage solutions in Singapore.

Singapore's Independent Mortgage Specialists

Independent Advice

We're not tied to any bank or financial institution, ensuring you get unbiased recommendations.

Singapore Specialists

Our deep understanding of Singapore's property market ensures you get locally relevant advice.

Personalized Service

We take time to understand your unique situation and goals to find the perfect mortgage solution.

Get Instant Answers with Our AI Assistant

Have questions about home loans? Our AI assistant is ready to help you navigate the mortgage process, compare options, and find the perfect loan for your needs.

24/7 Availability

Get answers anytime, day or night, without waiting.

Personalized Recommendations

Receive tailored mortgage options based on your unique situation.

Simplified Mortgage Process

Complex terms explained simply, making decisions easier.

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Cashew AI Assistant

Hi there! I'm Cashew's mortgage assistant. How can I help you today?

I'm looking to buy my first home. What mortgage options do I have?

Great! As a first-time homebuyer in Singapore, you have several options:

HDB loans (if eligible)
Bank loans with different interest rate packages
Special first-timer packages with lower fees

What's your budget and preferred location?

Find Your Perfect Mortgage

As a valued client of Demi Zhuang, you'll receive personalized mortgage options tailored to your needs.

Looking for a New Home Loan?

Whether you're a first-time buyer or looking for your next property, we'll help you find the best mortgage rates.

New Loan

Looking to Refinance?

Save money by refinancing your existing mortgage with better rates and terms tailored to your current situation.

Refinance

By proceeding, you'll be connected to Cashew's mortgage services through your partnership with Demi Zhuang.