What does a conveyancing lawyer do?
A conveyancing lawyer handles the legal side of a property transaction: verifying title, preparing and reviewing contracts, coordinating with your bank and CPF, lodging caveats, and completing the transfer or mortgage. They protect you from buying into an encumbered title and make sure funds move safely on completion.
When do you need one?
- Buying a property: the lawyer acts on the purchase and the new mortgage.
- Refinancing your home loan: the lawyer redeems your existing loan and registers the new one. This is required even though you are not changing owner.
- Selling: the lawyer discharges your mortgage and transfers title to the buyer.
What affects the cost?
Conveyancing fees are not one flat number. They vary with the transaction type (purchase, sale or refinancing), property type (HDB, private or commercial), the loan amount, and any add-ons your matter needs. Many banks also offer a legal subsidy that offsets part of the fee when you take their loan, which changes your net cost. Because of this, the most useful figure is a quote for your exact transaction rather than a generic range.
Bank panels: why they matter
For a bank loan, your conveyancing lawyer generally has to sit on that bank's conveyancing panel. Cashew works with panel firms across the major banks, so once you know your lender we can match you to a firm that can act for it. You can browse firms and the banks they act for on our conveyancing law firms directory.
How Cashew helps
Tell us about your property and loan and we will introduce you to a suitable panel firm and arrange an all-in conveyancing quote, alongside matching you to a competitive home loan. There is no obligation.
